TERMS AND CONDITIONS OF USE

The following Terms and Conditions of Use (“Terms”) apply to this website and all applications which you are permitted to access via this website (collectively this website and the underlying applications and portals which you can access via this website shall be referred to as “Website”), effective as of December 5 2018.

PLEASE READ THESE TERMS CAREFULLY BEFORE ACCESSING THIS WEBSITE OR ONLINE SERVICES. By ACCESSING OR UTILIZING this Website, you ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS AND agree to be bound by THEM, as modified from time to time. IPM Informed Portfolio Management Aktiebolag, together with its subsidiaries (“IPM”, “we” or “us”) reserves the right to change, modify, add or remove portions of the Terms at any time, for any reason and in our sole discretion. WE WILL NOTIFY YOU OF AMENDMENTS TO THESE TERMS AND CONDITIONS BY POSTING THEM TO THIS WEBSITE. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS THIS WEBSITE.

For further information on how we manage information collected on the Website please review our Cookie Policy and Privacy Policy, which are each incorporated into these Terms by reference.

You are responsible for being familiar with the current version of these Terms posted on the Website during each session. We may revoke your access or utilization of this Website for any reason and without prior notice. Your use of this Website may be monitored, tracked and recorded and you expressly consent to such monitoring, tracking and recording.

NO OFFERS

Nothing contained on this Website is intended as an offer or solicitation for the purchase of any security, commodity, or any financial instrument or to provide any investment service or investment advice in any jurisdiction. The information on the Website is neither intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. or to provide any investment service or investment advice in any jurisdiction.

COPYRIGHTS

Except as otherwise expressly stated, the content displayed or otherwise made available in this Website, including without limitation, texts, images, articles, reports, photographs, illustrations and sound recordings is the property of IPM or its licensors and is protected by the laws of copyright. You may print copies of the material contained on this Website solely for your internal use and in accordance with these Terms. You are expressly prohibited from selling, distributing, copying, amending, modifying, transmitting, uploading, or taking similar action regarding the material on this Website.

TRADEMARKS

All trademarks, trade names, service marks, and logos displayed on this Website are proprietary to IPM or their respective owners and are protected by trademark laws. Any use of such marks, or any other marks being owned by or licensed to IPM without IPM’s express written consent, is strictly prohibited.

DISRUPTIONS

Access to this Website may from time to time be unavailable, delayed or limited. You acknowledge that IPM shall have no liability to you or any other third party, for the failure of any connection or communication service, to provide or maintain your access to online services or products, or for any interruption or disruption of such access.

LINKS

This Website may provide links to other websites for your convenience in locating related information and services. IPM does not maintain any of these other websites and has no control over the organizations that maintain these websites or the information, products, or services these organizations provide. Although IPM believes that the information from these organizations is reliable, we cannot guarantee their accuracy, completeness or suitability for any purpose. Accordingly, IPM expressly disclaims any responsibility for the content of these other websites, the accuracy of the information on these websites or the quality of products or services provided by the organizations that maintain them. IPM does not recommend or endorse these organizations or their products or services in any way and access to them is at your own risk.

NO WARRANTY AND LIMITATION OF LIABILITY

This Website has been created for the convenience of our Internet visitors, and the information contained herein is for information purposes only. All information (including text, graphics, and functionality) is presented “As Is” and “As Available” without express or implied warranties, including without limitation, warranties of non-infringement, title, merchantability or fitness for a particular purpose.

You are solely responsible for your decision to and use of this Website. You acknowledge that IPM, under no circumstances, shall be liable for any direct or indirect, incidental, special, punitive, or consequential damages that result from the use, or the inability to use, of this Website, even if we or our authorized representatives have been advised of the possibility of such damages. You shall indemnify and hold IPM harmless from and against any and all claims, damages, liability and/or costs relating to your or your agents use of this Website.

IPM expressly disclaims any liability for errors and omissions regarding the accuracy, completeness or timeliness of the information contained in this Website, and will not be liable for any delays, limitations, difficulties, computer viruses, malicious codes or other defects on this Website or any other problems experienced by you due to causes beyond our control. IPM further has no responsibility to notify you of any experienced difficulties with respect to the use of the services, products, or information contained on this Website.

You acknowledge that nothing contained on this Website (including without limitation, strategies, research, news feed, observations, reports and articles) constitutes investment, legal, tax or other advice, nor can be relied upon in making any investment decision or other decisions. You should seek professional financial advice prior to making any investment decisions.

ADDITIONAL TERMS

Certain pages and portals on this Website may contain supplemental terms and conditions and additional disclosures and disclaimers, which are in addition to these Terms. In the event of a conflict, the supplemental terms and conditions and additional disclosures and disclaimers will govern for those pages and portals.

GOVERNING LAW

The laws of Sweden shall govern these Terms. Any disputes or actions shall be brought and resolved by Swedish courts.

FEEDBACK
Please feel free to contact us with any questions you might have regarding these Terms. You may send us an e-mail at legal@ipm.finclients.co.uk or write to us at: IPM Informed Portfolio Management Aktiebolag, Mäster Samuelsgatan 6, SE-111 44 Stockholm, Sweden, Attention: Legal.

While we appreciate hearing from our valued customers, to avoid any misunderstandings, please understand that anything that you send to us, including ideas, suggestions, proposals, etc., will become our property without any right of compensation and you hereby waiver any claim therefore.